Pages

Tuesday, 25 November 2014

The Unum Paradox

Those of you who saw my article about an invitation to speak at a Unum event may know that the responses in the comment thread were fairly inconclusive. About 50% of the responses said engagement was key and to go, the others said they were just using me and there was a danger my credibility would be compromised.

In the end I decided those worried for me might underestimate my Machiavellian streak and that as long as I read from a carefully written speech and posted it here afterwards, it would probably do more good than harm.

So for those who are interested, a copy of the speech I gave is below. I think on balance it was valuable. There was a good mix of 3rd sector and corporate representatives though I can't share who as the meeting was held under Chatham House rules. Nonetheless I insisted on sharing my speech with you all and the Unum representatives readily agreed.

I hope you think that what I said was valuable.

"It's was a very, very, difficult decision for me to come here today. Not physically, but ethically. Rightly or wrongly, the sick and disabled people and their organisations I usually speak to, believe that the corporate world is a cruel and callous one. One concerned only with profit and tax receipts. Can we really blame them after the many mistakes of the last decade or so? There are few companies that know this better than Unum.

But we can't stay in that place of mutual mistrust and justifiable fear forever. At some point, both worlds have to be prepared to listen to each other and find a better way forward. People will only suffer until we do.
That’s why, after much deliberation, I decided to accept the invitation to come here and speak today. 2 hours ago I was in a hospital bed, hooked up to an IV feed pumping calories directly to my heart. I didn’t look like this either. I've spent 8 weeks of the previous 12 in hospital, I've had major surgery to remove yet another 50cms of my bowel. I have less bowel than I need to sustain myself with food alone and I've had over 36 blockages causing obstruction and terrible symptoms.
However, in those 3 months, I’ve written 28 articles, given 4 media interviews, taken part in one radio show, advised a TV channel on an inequality programme they are making, spoken at 2 events and attended one gala dinner. I have had 3 meetings with politicians and supported countless disability campaigns through social media. All from a hospital bed.

If anything proves that we can enable people with long term illnesses to achieve fulfilling work lives, it's this. There are ways of enabling those who choose (emphasis) to continue to work to do so, no matter how limiting their conditions. I am entirely my own boss, I can choose when I can manage to work and when I can't. I can pace myself, and set my own deadlines. If I can do it, then so can an employer. I know, because I have enabled hundreds of sick and disabled people to do exactly the same. If I can urge you all to do just one thing after today, please read the comments below an article on my blog, (the Diary of a Benefit Scrounger) entitled “I am Spartacus and I….." I believe it will transform the way you see this issue.

But we are the first generation who must deal with it. Just 50 years ago, people like me would have died. But as the briefing to this event pointed out, we can now ensure that people live with serious illnesses indefinitely and up to 50% of 50 year olds will have at least one serious long term condition. However, we can’t yet always do it comfortably.

Employers must learn to address these problems much more creatively than we do at the moment. Work must be totally flexible - often flexitime, part-time or annualised hours are not enough. We must enable home working much more commonly. Those who need to work in “Slivers of time" must retain the protections and rights of employees on permanent contracts. Finally, employers must learn that retaining expertise and experience can be compatible with large chunks of sickness absence or considerable reasonable adjustments. It just doesn’t make any financial sense to lose the best employees, simply because they can no longer commit to everything they did previously.

For politicians, they must ensure that there are no penalties and only incentives to work. Universal Credit would NOT have done this adequately, despite the rhetoric. They must make schemes such as Access to Work available more freely, though sadly we have seen an erosion of A2W rather than an increase. They must allow quick, easy returns to social security support if work fails and they should consider some kind of portable lifelong fund for permanent or degenerative conditions that could iron out some of the roller coaster of sporadic ability.

(Emphasis, key point) MOST IMPORTANTLY, AND I CAN’T STRESS THIS ENOUGH, THEY MUST TOTALLY CHANGE THEIR OPINIONS AND START TO UNDERSTAND THAT PEOPLE WILL IN FACT GENERALLY STAY IN WORK LONGER THAN THEY SHOULD, RETURN TO WORK SOONER THAN THEY SHOULD AND ARE THE BEST JUDGES OF THEIR OWN IMPAIRMENTS. UNTIL THIS IS THE CASE, UNTIL WE STOP TAKING SNEERINGLY OF “ILLNESS BEHAVIOUR” AND MALINGERING NOTHING ELSE WILL MAKE ANY DIFFERENCE AT ALL.
I've learnt that the gulf between academic or political analysis of the employment market and long term illness, and lived experience are very different worlds. As a campaigner and someone living with a serious long term illness myself, I have a virtually unique perspective, as I’ve also attempted to produce academic analysis. I know myself that good intentions sometimes evaporate when crowbarred into words on a page. Conventions can dilute passion until it’s all but lost. Perhaps most of all, lengthy chapters of heart and soul can be misrepresented in a media world concerned only with soundbites.

How does it REALLY feel to be in constant pain? We might think we know, but we don’t. I have effectively had Salmonella for 31 years. But human nature doesn’t allow us to believe that could be possible. Sometimes I struggle to believe it myself. Yet I’ve lost count of the times close friends or family have told me of a recent food poisoning in sheer horror. They will say “I thought I was going to die, I was clammy and shivering, I passed out on the bathroom floor. I must have been to the toilet 15 times and I was sick until my throat bled.” And they simply can’t bring themselves to believe that I feel like that every single day. Even people who have seen me exactly as they describe countless times can’t believe that it’s really that bad all of the time. We’re programmed to forget severe pain - If we weren’t no-one would ever have a second baby!!
But the fact is that no amount of evidence or statistics or research - or even good intentions - can enable someone who has lived a pain free, healthy life to truly understand those who have not.

The single most important thing we could do is let go of our paternalistic and sometimes judgemental attitudes to ill health and embrace the vast experience and creativity of those trying to be the best they can. If an employee has decades of a previously unblemished sickness absence record, it is extremely unlikely that they became a hypochondriac overnight. If they insist they need an adjustment you believe is unnecessary, it’s vital to stop and ask ourselves if we can really understand the need.

The ONLY (emphasis) way to design and implement schemes or policies that will work for people with long term illnesses is to co-produce them, ensuring that the people who really know what is needed have an influential say in development."

Comments were invited and discussed after the speeches and I pointed out that fatigue is the most cited factor preventing people with long term illnesses from taking or continuing with work. I said that pain can sometimes be treated, symptoms sometimes controlled, but there is just no defence against the often paralysing fatigue that is present in so many long term conditions. Simply having a comfortable space or two that staff can use to rest or even sleep in for a while could help many to increase their capabilities. It would also help with the "brain-fog" that so often accompanies fatigue, allowing someone to return fresher and more productive later in the day.


61 comments:

  1. Wonderful speech! I do wish they would treat us more like humans and less like cattle..... And also - STOP the dreaded fear of a ESA50 (I m in that fear now) and also the unfair WCA that follows you like a shadow through your life, even after you have (luckily) passed it......

    Well done Sue

    ReplyDelete
  2. Great speech Sue, I'm glad you went for it. Your point about work is so important. I'm in the support group of ESA. I have recently had to turn down a piece of project work - not because I couldn't do it (it was almost all from a computer and flexible), but because it didn't fit with the benefit rules. If I took it I would have been earning more than the permitted work allowance of £104 per week (it was well paid, not a lot of hours), but if I took it and came off benefits I would not have earned enough NI contributions to get back on at the end of the 4 month project (you need 6 months earned NI plus fulfill some other conditions). Having to turn down work that I would have loved to do, which might have led to something longer term (within my limits) is so frustrating. But worse is that the system created this problem. The scapping of the linking rules that used to exist is a huge part of this problem.

    ReplyDelete
    Replies
    1. For future ref, i think the money can be "evened out" over the year, so if you earn over the £104 but it's only for a while, then you don't earn for a while, I think that's OK, but obviously check with permitted work

      Delete
  3. Well said Sue. I agree that employers need to completely rethink their attitudes. I was made to feel nothing but a selfish nuisance when I asked for small adaptations to my job. In the end I felt guilty about the trouble and expense I seems to be causing and felt I had to leave . (Oh and this was the NHS.)

    ReplyDelete
  4. Anna - I had exactly the same thing. I was offered a column by a publication, but the pay was surprisingly little. It just wouldn't have replaced what I lost and the dreadful complexity of ever getting it back would daunt anyone.

    ReplyDelete
  5. A great piece, and well said and I really identified with it.

    ReplyDelete
  6. Great job, Sue. Thank you for that and for everything you do for us all.

    ReplyDelete
  7. Thanks for the comments guys. If you feel it represented you, it's only because anything I ever say re work etc for fluctuating/long term conditions comes from the consultations you all always engaged with. I try to always base anything I say on what you all told me, not my own opinions.

    I think we've got quite enough people who think they matter more than the people they claim to represent. or worse still that they're cleverer.

    ReplyDelete
  8. Brilliant Sue. It was a long time ago, but the biggest design studio in the country couldn't find space for me to lie on the floor at lunchtime, so I stayed where I'd taken the sideways step into self employment, with everything (good and bad) entailed in that. It is in these incremental insults that we find ourselves diminished, and only wake up and take notice when encouraged by solidarity such as you have offered. Thank you.

    ReplyDelete
  9. I totally agree, if the employers would look at disabiities and illnesses as something that needs to be accepted and not looked at as a barrier to employment for the employee. I forget how many times I was told in the 90's that I was a "Fire Hazard" and would endanger other staff if I had to move slowly out of the building if there was a fire!

    I agree with the "Brain Fog" of constant pain, and as I said on my recent PIP assessment, having a pain twice that of a really bad toothache in my knee 25 hours a day, eight days a week takes it out of you.

    All I have done today, apart from helping my wife prepare and serve lunch is a visit to the GP for a flu jab for my father and I am wiped out! I have an hour or so of concentrating tomorrow with an early start and the "siesta" is booked. People who have not experienced this think "Oh, he's putting it on" and there doesn't seem to be a way to break that line of thought!

    I am still wondering why the government have had four years to reduce the level of fraud in the DWP system and it is still at 0.7%? Is it that this is the lowest level it will ever reach? Is it overestimated?

    ReplyDelete
  10. most people struggle with just being physically sick once a year but like yourself sue i suffer all the time and also like you with a body to prove it

    ReplyDelete
  11. You made a really important comment - among many of course - about fatigue.

    Over the years I think you can get used to a certain level of pain; I'm in pain constantly. The fatigue however is so extreme it would make it impossible to work normal hours. I just visited my mum for 2 hours on Sunday - a 15 minute taxi drive away - and it has left me in a bad state. I couldn't possibly travel to work then every day let alone work even on a part time basis.

    On the other points, particularly Universal Credit, when it was announced with them saying that people like me could work a few hours a week if we were able I though it was a good thing. I paint some pictures every year, it's very painful, but I know that I could sell them for some pocket money, but I have to give them away at present. Like someone said above, who knows what could happen if we were allowed to do such things without any consequences? It may even lead to cease claiming ESA one day, but it was made clear that we would not be allowed to even start on that path.

    We need a flexible system to achieve that, not a 1 year try at it and then if we can't earn over 200 quid we have to give it up. I did a painting sculpture in July, and due to the neck, back and tendonitis problems caused by doing such I've not been able to do anything else since! But it would give me great hope to be allowed to earn a little each year, something to really set goals for, and even if I failed, something to give a little extra income.

    It currently seems hopeless. When UC comes in, I'll lose the Severe Disability addition amounting to over £200 a month. I doubt even then that the LA will reduce my care contribution to cover that.

    Despite that, I'm not allowing myself to feel as if there is no hope. I can only hope Sue that these talks you give somehow hit home and that we can eventually have a platform to discuss our needs and a way forward for all of us.

    Thank you for doing what you do!

    Sasson Hann

    ReplyDelete
  12. Wonderful speech, Sue. I particularly liked the paragraph on constant pain. I didn't understand what it was to live with it myself until I experienced it first hand. It's very difficult to explain to someone who has never been in a similar position.

    I'm glad you talked about fatigue too. That's something I have to explain repeatedly to my line manager and colleagues. I'm lucky, in that I've been given the tools that allow me to work from home, but I'm still expected to work 9-5, Monday to Friday. Sometimes I manage it, but very often I don't and I can hear the disappointment in my manager's voice when I have to take yet another sick day. He is supportive, but he doesn't fully comprehend just how my disease - MS - affects me.

    I'm glad there are people like you who are continuing the difficult task of explaining the effects of chronic illness to those who are fit and healthy. Thank you Sue x

    ReplyDelete
  13. I confess to having misgivings and a tinge of apprehension about you doing this, Sue but I underestimated you. Your paragraph on fatigue reads like a chapter of my life.

    I've had Crohn's since i was 19 and I had an admin managers job for a national chain. But the fatigue just got worse and worse. I got on really well with my director - we'd socialize outside of work - but trying to make her understand how tired I got was so so difficult and eventually I gave the job up. Having had 4 strokes on top of the Crohn's, I think it's safe to say that my working life is over.

    I don't know what the answer is but the question of working with disability needs to be resolved at some point.

    And, Sue? I'll never underestimate you again!

    ReplyDelete
    Replies
    1. Hahaha, I've been in touch with their PR guy for nearly 2 years and this is the first time I've even thought about doing anything that might even be seen as involving myself with them or used any of the things he's said to imply endorsement of him or the company. If that's not hyper-cautious, I don't know what is.
      I can only say he's proved his honesty over and over and then over again and jumped through any hoop I felt was necessary to engagement. On balance, he's far from the worst contact I have.

      Delete
  14. Brilliant. Thanks so much for speaking up for us all.

    ReplyDelete
  15. When it comes to managing benefits and work, the UK govt could do with having a good look at the Australian Social Security system. Ok, the actual number of hours per week you are allowed to work is only 15, but the withdrawal of the disability pension (same system for the dole, by the way) works much better IMO. There isn't a brick wall.

    A single adult (over 21) gets around $775 per fortnight Disability Pension (there are additional benefits like the mobility allowance and rent assistance). The first $160 earned in a fortnight causes no withdrawal of benefits. Every dollar earned over that deducts 50c from the benefit. There is no 1:1 deduction. Even if you are only receiving $1 of pension, you retain access to all linked benefits (including free prescriptions, discount bus/train travel etc). There's a lot fewer people bouncing on and off benefits and more people doing casual & part-time work wherever they can find it.

    I last worked for DSS in Aus in 1997, but I've checked my facts & figures today and it all looks much the same as it was then - though with the Liberal Party (aka Aussie Tories) in power now, they may try to fuck things up.

    ReplyDelete
  16. most people struggle with just being physically sick once a year but like yourself sue i suffer all the time and also like you with a body to prove it
    find me on Gaya Bahasa or Surat Lamaran Pekerjaan

    ReplyDelete
  17. The article said, "However, in those 3 months, I’ve written 28 articles, given 4 media interviews, taken part in one radio show, advised a TV channel on an inequality programme they are making, spoken at 2 events and attended one gala dinner. I have had 3 meetings with politicians and supported countless disability campaigns through social media. All from a hospital bed.

    If anything proves that we can enable people with long term illnesses to achieve fulfilling work lives, it's this. There are ways of enabling those who choose (emphasis) to continue to work to do so, no matter how limiting their conditions."

    You certainly managed to do a lot whilst in hospital ill and having a major operation. But this does not mean everyone could do this, regardless of their condition(s).
    I once spent 5 weeks in hospital - but did not feel well enough to glance at newspapers or watch TV, and had only 10 minute visits every 2 or 3 days from my husband and no one else. I certainly couldn't do any of the tasks you managed.
    But you say that 'no matter how limiting their conditions' there are 'ways of enabling those who choose to continue to work.' No, there aren't. Some people with some conditions can be enabled to continue to work. That is all. And only some have any choice.




    ReplyDelete
  18. The post "The Unum Paradox" is really interesting and I enjoy it while reading the each word of it. Thanks for sharing this post with us.
    office.com/setup

    ReplyDelete
  19. A new type of investment That is ready to make money continuously With the best casino services.
    ไฮโลพื้นบ้าน
    เว็บแทงหวย
    สูตรหวยลาว

    ReplyDelete
  20. How do I Contact the Cash App if I was Scammed efficiently?

    Cash app users need to manage their transactional activities with care. It is a digital platform and thus should be tackled attentively. These days, How do I Contact the Cash App if I was Scammed is the main concern of Cash app customers. However, they can talk to the cash app service team with the help of an available phone number or the chat system. Involved professionals are proficient at resolving tech concerns.

    ReplyDelete
  21. I appreciated this post, I will share it with my favorite people.
    Get one of the best Denver Assisted Living with exclusive senior care services at a reasonable price. We take proper care of elder and senior person and their needs. For any assistance, call the toll-free number provided by us or visit our website.

    ReplyDelete
  22. Integrated Assessment Services is a registered organization in Turkey and group company of M/s. Integrated Assessment Services (IAS-INDIA). IAS has its direct presence in 6 countries and its associates in 14 more countries to deliver ISO certification, ISO training activities to its customers. From the Initial inception of 2007, it has grown in many ways in the certification business. Its directors have strong conviction in delivering quality services to its customers in transparent and efficient manner. Integrated Assessment Services will be managing its operations in Turkey under the monitoring and guidance of IAS-INDIA. We audit and issue ISO certification in Turkey against the following popular standards such as ISO 9001, ISO 14001, ISO 22000, ISO 45001, ISO 50001, ISO 27001, ISO 20000-1, ISO 13485, TS 16949, ISO 15189 etc., and other ISO standards as per the customer’s requirements. Visit ISO Certification in Turkey

    ReplyDelete
  23. I was diagnose April 17,2015 and find out I'm HIV positive.I was scared because there is no cure for HIV/AIDS but today some people still don't believe that there is cure for HIV, it can only be cured through Africans root and herbs,and our doctor's here in USA few of them know about the African herbal medicine can cure Hiv but they chooses to hide it from us just to make a sales of medical expertise. I did a research online finding way to get rid of my disease,I saw a comment about a herbal doctor on internet Name Dr itua ,who has cured several disease with his powerful herbal medicine, I contacted him on whats-app, chat with him explain my self to him.He said he can cure hiv perfectly well , he gave me his request which i send to him. within 5 days he sent me the herbal medicine through ups courier delivering service And told me how to take the medicine for 2 weeks to get cured,I did for 2 weeks, within this 7 days i notice a very big change in my health and i new some thing great has happened then i went to confirm my result after finishing the herbal medicine for two weeks it was absolutely negative.The doctor who new i was hiv positive was asking me how come i am negative, what did it took to get cure and were did i get this medicine from and how did i get rid of it I told him every thing about the herbal medicine that cure me. imagine doctor telling me not to let anyone know about it,I wasn't shock though i knew they know about the herbal cure but chose to hide it in other to make sales on medicals expertise,if you are HIV positive Or other disease such
    Cancer,Hiv,Herpes,Shingles, Hepatitis B,Liver Inflammatory,Diabetes,Fibroid,Parkinson's,Alzheimer’s disease.contact Dr Itua for any kind of herbal product and remedies through Email Or Website.. drituaherbalcenter@gmail.com

    ReplyDelete
  24. I'm proud to say now that I am finally at a place where I have found something that works for me. Almost four years ago I began seeing a classical Homeopath. I was put on a constitutional remedy by Dr Itua herbal center who reside in west africa, and I am amazed at my healing thus far. I will continue to post what worked for me and what didn't in more blogs to come (as this one is getting quite long... and I'm not writing a book here - not yet anyway). This discovery has not only helped the way I practice, but it has also given me further insight into the world of Herbal medicine. I came to know more about Dr Itua on Tv Station when I was taking my regular organic coffee at javamania coffee spot I watched the whole scene on how he uses Natural herbs to cure disease like Herpes, Hiv/Aids, Cancers,HPV,Men & Women Infertility,Melanoma, Mesothelioma, Multiple myeloma, Neuroendocrine tumors,Non-Hodgkin's lymphoma,Alzheimer's disease, chronic diarrhea, COPD, Parkinson's disease, Als And Diabetes, I was moved by his words then I took a confident step to contact him regarding my health condition Herpes & Prostate Cancer, He prepared his herbal medicine then sent it to me through Courier which I took as it's was instructed and I found myself healing symptoms are all gone I have being watching my health for years now and I finally confirmed that is a permanent cure like he told me at our first conversations so now I'm healthy and happy I purchase his herbal tea which I usually take in the morning before starting my day because it feels good to find addiction on natural herbs than medical drugs so is what I'm doing and loving it more and More to come later on blogs sooner I will be writing my book.
    I will advise you to contact Doctor Itua Herbal Center for any kind of permanent cure and herbal remedy.
    Doctor Itua Email Contact: drituaherbalcenter@gmail.com Also On Whats-App Calls: +2348149277967.

    ReplyDelete

  25. ufa888

    ฝากเท่าไหร่ได้2เท่า

    ReplyDelete
  26. Informative Post. I see your post. Thanks for giving me this information. Keep sharing again.
    Are you looking for Water Damage Restoration Stanwood? In Stanwood, WA, and the surrounding regions, Home in Home Remodel And Repair LLC provides skilled water restoration services. We provide a range of services in Stanwood, including local water damage restoration, smoke and fire damage restoration, biohazard cleanup, mold removal, and more. We've helped a lot of people in and around Stanwood recover from water damage. Please call our toll-free number to engage specialists for water damage restoration right away. We are always 24*7 available to assist you in a possible way.

    ReplyDelete
  27. I read your post. It is very useful for me. Thanks for sharing with us.
    NRG Pros is one of the leading Roofing Companies Sacramento. We provide high-quality roofing services to the surrounding areas of Sacramento. Our professionals are always ready to provide the best services for roofing, roof repair, commercial roofing, residential roofing, and a leaking roof fix. For more information about Sacramento Roofing, visit our website.

    ReplyDelete
  28. cGMP refers to the Current Good Manufacturing Practice regulations implemented by the FDA. cGMPs requires the organization that assures proper design, monitoring, and control of manufacturing processes and facilities in food and drug manufacturing industries. Also, CGMP regulation ensures the effective quality management systems by detecting, preventing the failures, work procedure, testing in their management. Visit cgmp certification in UK

    ReplyDelete
  29. I was looking for another article by chance and found your article I am writing on this topic, so I think it will help a lot. I leave my blog address below. Please visit once.
    토토사이트
    온라인경마
    경마사이트

    ReplyDelete
  30. you have done a great job. I will definitely dig it and personally recommend to my friends. I am confident they will be benefited from this site
    카지노사이트
    토토

    ReplyDelete
  31. You have a very good site, well constructed and very interesting i have bookmarked you hopefully you keep posting new stuff
    majortotositepro1
    racesiteinfo1
    oncasinositeinfo1
    totopickpro1

    ReplyDelete
  32. Very good written article. It will be supportive to anyone who utilizes it, including me. Keep doing what you are doing – can’r wait to read more posts.สล็อต แตกง่าย

    ReplyDelete
  33. I enjoyed over read your blog post. Your blog have nice information, I got good ideas from this amazing blog. I hope I will see again. 바카라

    ReplyDelete
  34. You need to be a part of a contest for one of the best blogs on the net. 카지노사이트

    ReplyDelete
  35. Valuable info. Lucky me I found your website by accident. I bookmarked it. 온라인바둑이

    ReplyDelete
  36. تتم عمليات شد البطن عن طريق عمل شق جراحي في أسفل البطن وغالباً ما يكون ممتداً من عظمة الحوض إلى عظمة الحوض الأخرى يقوم الطبيب بسحب الجلد فوق البطن للأسفل لاستئصال الزائد منه بسهولة، ويتم بعد ذلك تحديد موقع جديد للسرة بشق فتحة في الجلد المشدود وتثبيتها فيه في حين يستخدم أنبوب طبي في تصريف أي سوائل زائدة من أسفل الجرح بعد عملية شد البطن إلا أنه لا يشكل ألم للمريض تتعدد المراكز الطبية التي تجرى بها عمليات شد ترهلات الجسم والبطن بالليزر في مصر وكذلك المستشفيات التي تضم قسما خاصا لشفط الدهون وتنسيق القوام فيكفي القول بأن أغلب المراكز الطبية التي توفر خدمات شفط الدهون ونحت القوام في مصر فإنها بالتبعية تُجرى بها عملية شد البطن وهو ما يضمن لك العثور على خيارات أماكن متعددة لإجراء عمليتك

    ReplyDelete
  37. So informative things are provided here,I really happy to read this post,I was just imagine about it and you provided me the correct information I really bookmark it,for further . Feel free to visit my website;
    카지노사이트777
    카지노사이트
    바카라사이트

    ReplyDelete
  38. One of the oldest email applications, SBCGlobal email has been offering email services to people for a while. It does an excellent job of protecting customers' accounts and preserving their privacy by not sharing their personal information with third parties. Even if there are a few technological hiccups that can occur occasionally, such storing SBCGlobal Email Password Cookies Issue On Browser, people are utilising its benefits without any difficulty. You must read this little article to learn how to solve this issue.

    ReplyDelete
  39. My name is a Roman and I'm Working with the Carriers Mate. My Energy is a Voyaging Travel is really great for a quiet soul. I am destined to investigate the world. One life. One world. Investigate it however much you can.
    We promise you the Most reduced AIRFARES to your #1 objective anyplace on the planet.
    We guarantee you the LOWEST AIRFARES to your favourite destination anywhere in the world.
    For more information visit on Airlines Buddy Website. Also you can contact us +1-844-914-3240.
    https://airlinesbuddy.com/qatar-airways-city-office-in-kozhikode-india/

    ReplyDelete

  40. I really enjoy your web’s topic. Very creative and friendly for users. Definitely bookmark this and follow it everyday.

    ReplyDelete

  41. My incredibly long internet look up has at the end been rewarded with reliable insight to share with my good friends

    ReplyDelete

  42. Please stay us up to date like this. Thanks for sharing.

    ReplyDelete
  43. Thank you for this informative blog. Check out this blog by Dibber International Preschools on how children's day activities can help your kid with learning creativity and art

    ReplyDelete
  44. Thank you for this informative blog. Niva Bupa offers a lifetime career opportunity to work as Independent Insurance Agents. Being India's #1 Insurance Agency, Niva Bupa can prove to be the push your career needs if you're looking to become an insurance agent

    ReplyDelete
  45. Thanks for sharing this great article. If you are looking for Best insurance customer service Visit the Niva Bupa Travel Insurance.

    ReplyDelete
  46. Great insights shared with the article, thanks for sharing. If you are lookig for cashless health insurance visit Niva Bupa for policies and details.

    ReplyDelete
  47. Highly Impressed with the blog written. A must read post. Looking for cancer insurance plan that covers all medical expenses visit Niva Bupa and explore best plans.

    ReplyDelete
  48. This is one of the best blogs I have read so far. Thank you for sharing with us. Download the Niva Bupa Health App to get all your policy details and know other benefits.

    ReplyDelete
  49. Thank you for sharing this blog. I really like this blog.
    Business Immigration Consultant

    ReplyDelete